Disability insurance can include total permanent disablement cover through to partial disablement cover and pretty much everything in between. Additionally, you can insure for expert second opinions or progressive (ongoing) care. It’s entirely up to you. Our job is to guide you through your options to get the right insurance products in line with your priorities – as affordably as possible. Sure, you can be insured for absolutely everything but we’ll help you work out your risk and your priorities to make the most of your money.