Smart Trauma or Critical Illness Insurance2017-03-13T03:26:26+00:00

Trauma Critical Illness Insurance

Trauma or critical illness insurance helps protect you and your family if you’re unable to earn. There are many different products that can support you – the trick is to make sure you’re properly protected without doubling up. It’s important to work with an experienced adviser who can show you the best options the market can offer for your unique circumstances and risks. That’s why you should talk to us. We’ll help you get it right, and make sure you totally understand the cover you have in place.

Understanding trauma or critical illness insurance

Trauma or critical illness insurance can get you through a serious medical issue without financial stress. You can be covered for a whole range or traumas and serious illnesses and in many cases we can carefully structure your protection to cover and / or exclude any areas of concern. What’s really critical is that you understand the fine print and are covered where you think you are – without doubling up or leaving any gaps that matter to you. We help you work through the costs and benefits in keeping with your priorities. That’s what makes us smarter.

Trauma or critical illness insurance extras

There are additional types of insurance to consider within your whole insurance programme. Disability insurancemortgage protection insurance or income protection insurancemay be more suited to you. And there are different products available if you’re in business; key person insurancebusiness income insurance and business overheads insurance. Your health insurance policy can also provide some cover. The important thing is to properly understand what every policy does and choose the right ones for you. That’s where we help.

Free review and free quote on your trauma or critical illness insurance

You may not be sure what cover you already have – so talk to us for a free, no obligation review. We’ll help you work out your risks and priorities. Then we tailor an affordable policy programme to match. And we keep on monitoring our clients’ policies so they’re always delivering value, as your circumstances change. Talk to us today!


We used the services of Rohit Ranchhod after another broker had let us down on a home financing. Rohit did everything he promised and more, e.g., by getting a fee waived for us. Not only that, but he did it efficiently and diligently. Every time we needed something or had a question, he took care of it straight away. He is someone I would certainly deal with again – the best!
F.D, - Western Heights
We were afraid that inviting a mortgage broker into our house would be like inciting a shark attack, but Rohit really has been awesome throughout the whole process. Signing up for a mortgage is a big deal, but with Rohit we were confident that we were getting the best deal, and he genuinely went out of his way to make sure we understood what we were getting ourselves in for, and supported us at every step. Compared to what the bank we have been with for 25 years offered up, Rohit’s service puts them to shame. Go Rohit!
Carolin & Mike, - Piha
I bought my first house through Rohit and he was brilliant. He steered me through the whole process, from negotiation to settlement. Without him I would have been somewhat lost. His advice and service went far beyond what I would have expected from a mortgage broker and at times he was more of a ‘home buying consultant’. Rohit is simply very good at what he does…
Nick, - Mellons Bay