Smart Redundancy Insurance2017-03-13T03:28:47+00:00
Redundancy Insurance

Redundancy Insurance

Redundancy Insurance can be a really affordable way to protect yourself from the financial stresses around redundancy. The trick is to have your insurance policy in place… before redundancy is imminent. Typically, policies will kick in 30 days after redundancy and pay you for six months while you look for a new job. But it’s important to understand if this is the right insurance for you (business owners need different protections for example) so talk to us first.

Understanding redundancy insurance

Redundancy insurance is designed to pay you either a percentage of your usual income or a percentage of your mortgage (usually whichever is higher). Our job is to help you work out the right insurance for you. That means understanding your real costs against your assets. It means understanding how you could support yourself if your usual income wasn’t available to keep you financially afloat. Remember there are other insurance products that might be better for you. Our job is to help you get the right insurances at the best possible value.

Redundancy insurance extras

Income is only part of the equation – it’s about working out how to protect your assets and get you through a rough patch without losing everything you’ve worked for. It’s worth considering alternate protections such as mortgage protection insurancedisability insurance, and income protection insurance. Or if you’re in business; business income insurancebusiness overheads insurance and key person insurance. Talk to us and get the right protection for you, your family and your future… to enjoy the life you’ve earned!

Free review and free quote on your redundancy insurance

If you’re not sure what policies you need (or even, what you currently have) talk to us. Getting this right is so important to ensure you have the protection you expect in place. We give you a free, no obligation review and help you work out your priorities so you can continue to live the life you’ve always intended.


We used the services of Rohit Ranchhod after another broker had let us down on a home financing. Rohit did everything he promised and more, e.g., by getting a fee waived for us. Not only that, but he did it efficiently and diligently. Every time we needed something or had a question, he took care of it straight away. He is someone I would certainly deal with again – the best!
F.D, - Western Heights
We were afraid that inviting a mortgage broker into our house would be like inciting a shark attack, but Rohit really has been awesome throughout the whole process. Signing up for a mortgage is a big deal, but with Rohit we were confident that we were getting the best deal, and he genuinely went out of his way to make sure we understood what we were getting ourselves in for, and supported us at every step. Compared to what the bank we have been with for 25 years offered up, Rohit’s service puts them to shame. Go Rohit!
Carolin & Mike, - Piha
I bought my first house through Rohit and he was brilliant. He steered me through the whole process, from negotiation to settlement. Without him I would have been somewhat lost. His advice and service went far beyond what I would have expected from a mortgage broker and at times he was more of a ‘home buying consultant’. Rohit is simply very good at what he does…
Nick, - Mellons Bay