Smart Key Person Insurance2017-03-13T03:32:58+00:00
Key Person Insurance

Key Person Insurance 

Key person insurance protects your business by providing an agree monthly benefit in the event that a director or shareholder cannot work. There are rules about who is and isn’t a ‘key person’ depending on the insurance product you choose. Typically, it means someone who is a shareholder or director or someone who is responsible for generating revenue in your business. We understand the whole market so talk to us about your business and let us find the right insurance product for you.

Understanding key person insurance

Key person insurance is designed to keep your business running if one of your key people can’t! That might mean your key sales person or it may mean your CEO or CFO if it means that your business will suffer if they’re not around. With so many options available it’s important to get it right. That way no matter what life throws at you, your business can recover and even thrive to give you the life you want and deserve.

Key person insurance extras

There are other areas you may want to consider to look after your important people… things like business income insurancebusiness overheads insurance and accident insuranceHealth insurance (group policies) can also help you take care of your people at a really affordable price. We help you understand all your risks and all your options so that you have the right insurance programme for you – no gaps, no double ups… just total peace of mind.

Free review and free quote on your key person insurance

Talk to us about your existing insurance for a free review or contact us for a free, no obligation quote. The premiums might surprise you and with us, you know you’ll get a smarter deal. Managing your risk is your job, we just help you get it right. Give us a call.


We used the services of Rohit Ranchhod after another broker had let us down on a home financing. Rohit did everything he promised and more, e.g., by getting a fee waived for us. Not only that, but he did it efficiently and diligently. Every time we needed something or had a question, he took care of it straight away. He is someone I would certainly deal with again – the best!
F.D, - Western Heights
We were afraid that inviting a mortgage broker into our house would be like inciting a shark attack, but Rohit really has been awesome throughout the whole process. Signing up for a mortgage is a big deal, but with Rohit we were confident that we were getting the best deal, and he genuinely went out of his way to make sure we understood what we were getting ourselves in for, and supported us at every step. Compared to what the bank we have been with for 25 years offered up, Rohit’s service puts them to shame. Go Rohit!
Carolin & Mike, - Piha
I bought my first house through Rohit and he was brilliant. He steered me through the whole process, from negotiation to settlement. Without him I would have been somewhat lost. His advice and service went far beyond what I would have expected from a mortgage broker and at times he was more of a ‘home buying consultant’. Rohit is simply very good at what he does…
Nick, - Mellons Bay