by Rohit Ranchhod | Sep 28, 2017 | First Home Buyers, Interest Rates, Investment Property, Mortgages
Is it time you had a mortgage review? Have your family’s needs changed since you last had a mortgage review? Banks are NOT the only solution for your lending requirements! There are many mortgage options available depending on your situation. If you have accumulated...
by Rohit Ranchhod | Apr 14, 2016 | Insurance, Mortgages
At our professional development day we got to meet Diana who came to tell us about her story. It was a difficult story for her to tell and was a tearjerker. She told us about how her husbands life insurance was not enough and how it impacted her family and their...
by Rohit Ranchhod | Feb 6, 2016 | First Home Buyers, Interest Rates, Mortgages
We have recently seen a couple of Banks advertising a concept of how to pay off your mortgage faster, whilst saving you thousands of dollars in interest paid over the term of the loan. Well, this idea has not sprung up overnight, it has been around for, many years...
by Rohit Ranchhod | Apr 23, 2014 | Mortgages
Applying for a home loan is a bit like applying for a new job. The better your application is presented and the more organised you are, the greater your chances of success are in obtaining a home loan. So how do you improve your chances of getting approved for a home...
by Rohit Ranchhod | Apr 11, 2014 | Interest Rates, Mortgages, Property
Most of our current conversations are ‘Do I fix or do I refinance?’ What does this mean to you in terms of paying your mortgage? To refix with your existing bank gives you the bargaining power to get a good discount due to loyalty To refinance opens up your prospects...
by Rohit Ranchhod | Mar 12, 2014 | First Home Buyers, Interest Rates, Mortgages
Surprising to us at SMART that seventy-five per cent of Kiwi mortgages are either floating, or fixed for less than one year. The one year being offered is an attractive rate to the eye, however thought needs to be made on what sort of market you are then expiring...
