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Isn’t it cheaper to go to the insurance company direct?

Insurers have to pay for administration by their own staff, and many direct sellers incur heavy advertising costs, so you wont necessarily find it cheaper to go direct to the insurer.Brokers are often able to get more competitive prices for insurance because they...

How are insurance adviser’s paid?

A commission is the most common form of payment by the insurance company to the broker who places your business. This commission is paid for the work the broker carried out, including documentation etc.

Why use a Insurance Adviser?

In personal and business matters, the correct insurance is vital. Wrong or inadequate protection can lead to disastrous consequences for individuals, families or businesses. The right advice makes all the difference and prevents costly mistakes. Insurance brokers are...

What do Insurance Advisers Do?

The adviser’s task is to help you identify the risks that you or your business may be exposed to. He or she can then advise you on what risks should be insured against, and then if you agree, the broker will canvas the insurance market to obtain the best insurance...

Who can join KiwiSaver?

Anyone can join KiwiSaver as long as you are under 65. There are generous government incentives for everyone; including children, students, employees, self employed, not employed, stay at home spouse and beneficiaries. However, you must be living or normally living in...