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Mortgage rates are likely to rise – so what does this mean to you and your home lending?

Mortgage rates are likely to rise – so what does this mean to you and your home lending?

by Rohit Ranchhod | Mar 12, 2014 | First Home Buyers, Interest Rates, Mortgages

Surprising to us at SMART that seventy-five per cent of Kiwi mortgages are either floating, or fixed for less than one year. The one year being offered is an attractive rate to the eye, however thought needs to be made on what sort of market you are then expiring...
Will the loan to value ratio (LVR) restrictions affect you?

Will the loan to value ratio (LVR) restrictions affect you?

by Rohit Ranchhod | Aug 8, 2013 | First Home Buyers, Mortgages, Personal Loans, Property, Real Estate

By Rohit Ranchhod | Smart Brokers | Mortgage Broker With the reserve bank looking likely to introduce LVR restrictions to 80% of the property value, this would mean that purchasers would need to have a deposit of 20% to purchase a property or does it? It would be fair...
Want to live a debt free lifestyle?

Want to live a debt free lifestyle?

by Rohit Ranchhod | May 14, 2013 | First Home Buyers, Interest Rates, Money, Mortgages, Property, Real Estate

Imagine the possibilities of living debt free. Travel overseas, start a business, work part time, spend more time with the family, purchase investment property, renovate your home are just a few that come to mind. The possibilities are endless. SMART can help you...

Home Buyers Guide

Home Buyers Guide

Download our FREE guide for Home Buyers. Includes smart rules for purchasing property, different ways to raise a deposit, insider tips and tricks for viewing homes and much more.

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